• DON'T - Open any new lines of debt.
• DON'T - Make any large deposits
• DON'T - Increase the balance(s) on ANY existing accounts. (Including credit cards)
• DON'T - Deposit gift funds until instructions are given to you to ensure proper documentation is established.
• DO - Make me aware immediately of any job or marital status changes taking place for all parties.

**All of these actions impact your financial situation and could potentially delay your loan closing. For this reason, DO NOT do anything that changes your credit from the day you apply until after your loan has closed. **

Please utilize your mortgage specialist as a valuable asset and resource to ensure you have a smooth loan closing.